The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit? How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.